Legislation roundup: China-HK bond connect, bank collateral, and value-added tax

May 18, 2017 | BY

Katherine Jo &clp articles &

The PBOC and HKMA have launched the mainland-Hong Kong interbank bond market link, the CBRC has required banks to conduct annual stress tests on collateral, and the MOF and SAT have simplified the VAT rate structure

Capital Markets

People's Bank of China and Hong Kong Monetary Authority, Joint Announcement

Initially, “Northbound Trading” will be activated, namely the institutional arrangement whereby foreign investors from Hong Kong and other countries and regions invest in the mainland interbank bond market, through mutual access in trading, custody, settlement, etc. by Hong Kong and mainland Chinese financial infrastructure institutions. In future, at the appropriate time, expansion to “Southbound Trading” will be studied.

Further reading

Banking

China Banking Regulatory Commission, Guidelines for the Administration of Commercial Bank Collateral

When a commercial bank uses collateral to mitigate credit risks, the precondition thereto shall be a comprehensive assessment of the debtor's solvency. It shall, based on the level of significance of the collateral and the risk position, regularly conduct stress tests of the collateral, in principle at least once per year, and take countermeasures based on the outcome of such tests.

See the digest for more details.

Further reading

Tax

Ministry of Finance and State Administration of Taxation, Circular on Policies Relevant to Simplifying and Consolidating Value-added Tax Rates

From July 1 2017, the value-added tax rate structure will be simplified from four tiers to three tiers by abolishing the 13% value-added tax rate.

For taxpayers selling or importing goods such as agricultural products (including grains), tap water, heat, liquefied petroleum gas, natural gas, edible vegetable oils, air conditioning, books, newspapers, magazines, audio and video products and electronic publications. the tax rate shall be 11%:

See the digest for more details.

Further reading

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